I’ve decided on the perfect cash-out-young retirement plan:  Custom-build a live-aboard sail boat and circumnaviate the world.

No worries.  No agendas.  No missed connecting flights.  Want to lay at anchor in the Carribbean for a week?  No problem.

Apart from the threat of pirates and the occasional stormy sea, a self-sufficient existence upon the ocean sounds absolutely heavenly.  Nothing but travel and exploration, without major hassle.